Enjoying Retirement

Taking care of my young family...

Knowing my finances are working for me

If this happened to me...

Helping you create and manage assets

Our clients are at many different stages of their Wealth Building lives. Some are just starting out, others are well on their way and still others are almost ready for our Retiree services.

Whatever stage you are at, Strategy underpins everything we do and is matched to your overall wealth building objectives. We have three key fundamental principles that will guide how we manage your wealth building.

1. Strategy

  • Spending less then you earn to create a surplus income available for wealth creation.
  • Understanding the net income required to meet your objectives and then creating this via your business or personal financial position.
  • Maximising superannuation for retirement
  • Maximising non business and non super wealth for lifestyle improvement, children's education and retirement gap funding
  • Immediate Cash reserves are to be maintained
  • Big picture strategy is undertaken across legislation

2. Asset Allocation

Is a function of your attitude to risk, your objectives and your ability to generate a surplus, and is more important than investment selection.

3. Investment selection

Is completed in accordance with the Strategy and Asset Allocation (only after they have been set first)

  • Portfolios are long term with a buy and hold strategy (sell recommendations are made if the investment is no longer performing in line with expectations)
  • We take profits from equities and property when markets are out performing
  • We invest further when markets are underperforming (dollar cost averaging is an important part of our strategy).
  • Investment selection is based on a proven record of generating returns and good research ratings.

Help you achieve your lifestyle goals today, tomorrow and in the future.

Our best recommendation is our clients success.

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Australian Financial Services Licence & Australian Credit Licence No: 333543, ABN 61 133 869 182

GCR Financial Pty Ltd T/AS C2G Financial Services. GCR Financial Pty Ltd is not owned by any bank, insurance company, fund manager or superannuation provider.

GCR is an independent financial advice & services group. Our independence allows us to operate freely without institutional restriction or bias.